We are proud to offer our customers in store Lay-A-Way to make it easy for you to buy the furniture that you want by paying for them through manageable installment payments with no need for credit applications or risk of interest fees. We recently removed layaway from our website, but we still offer this service in store and over the phone. The program allows you to break down your order’s purchase price over a number of payments that you choose based on your needs. Use our Lay-A-Way to plan and budget for all of your home furnishing purchases!
Frequently Asked Questions
How much is each of my payments?
After the required 20% deposit, all payments are made in the amount of your choosing.
How do I make my payments? Will payments be made automatically?
In-store layaway payments can be made in store or on the phone at anytime during regular business hours. Payments do not occur automatically.
Can I change the amount or number of my payments?
Yes. In-store Lay-A-Way payments can be made at any time during business hours and for any dollar amount.
Do I have to put any money down for Lay-A-Way?
Yes. When you place a product on Lay-A-Way, FMO requires a deposit equal to 20% of the total bill.
Are shipping charges and sales tax included in my payments?
Sales tax is included in your payments. Customer pickup is free, of course, and delivery fees can be added at your request.
Which products can I choose for Lay-A-Way?
All of the products in our Online Showroom are currently available for Lay-A-Way without exception.
Does my product need to be in-stock to be placed on Lay-A-Way?
You may place a currently out-of-stock item on Lay-A-Way. While we do our best to remove products discontinued by our manufacturers from our Online Showroom, we cannot guarantee that an out-of-stock item will come back into stock.
What if my product is out-of-stock when I complete my payments?
You may wait for your product to come back into stock. We will notify you if we receive word that your product has been discontinued. If you do not wish to wait for the product, you may cancel your Lay-A-Way and apply the funds added to your Lay-A-Way purchase towards another product in our Online Showroom. Cancellations due to a product being out-of-stock are not subject to the cancellation fee. However, refunds will be issued as store credit to be applied towards another purchase.
Can I change the product I have on Lay-A-Way?
You may cancel your current Lay-A-Way purchase and create a new layaway purchase. The funds applied to your canceled Lay-A-Way purchase may be applied to your new Lay-A-Way purchase, less the cancellation fee of 25%of the full retail value of the product at the time that the product was placed on Lay-A-Way. Contact us for more details.
Can I cancel my order on Lay-A-Way?
Canceled layaway orders are subject to a cancellation fee of 25% of the full retail value of the product at the time that the product was placed on Lay-A-Way. Any remaining funds added towards your purchase will be available to you as store credit to be applied towards another purchase.
